Insights NatWest launches intellectual property-based lending

On 12 January 2024, NatWest Group announced the launch of a new lending proposition for high-growth businesses to enable them to lever off the value of their intellectual property (“IP”). The product is the first IP-backed loan product from a major UK bank. It is designed to help NatWest lend to firms which may not meet traditional security criteria (e.g. tangible assets). It is a sector and IP agnostic lending proposition which could release between £250k to £10m in funding to high growth firms. NatWest works with Inngot (an IP valuation firm) to value the IP and can release funds up to 50% of the IP asset value. Inngot will then conduct a monitoring service of the IP, including yearly revaluations.

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